Four Utah money deadlines land between Oct. 30 and Nov. 15

Four Utah programs have application dates close together, and they are for very different people: local governments, would-be business owners, homeowners and employers. Here is who each one is for and what the state's own pages say about the dates.

Oct. 30: Rural Communities Opportunity Grant (local governments)

The grant window opened Sept. 14 and closes Oct. 30, 2026; the page gives no closing time, so do not count on the end of the day. It is open to local governments, not to individual businesses: counties of the third through sixth class, the cities, towns and metro townships inside them, municipalities of 10,000 or fewer people in second-class counties, and associations of governments. ^[1]

The program requires matching funds that depend on the community's population. The page does not state the match percentage or the award size, so check the information and instructions document it links before planning a request. ^[1]

Oct. 30: Banking on Women, spring 2027 cohort (aspiring and current owners)

The Utah Microloan Fund says applications for the spring 2027 Banking on Women cohort are due by 11:59 p.m. on Oct. 30, 2026, through a form hosted on Synchrony's website. The 15-week course meets for three hours a week, in person in Salt Lake City on Tuesday evenings from Jan. 19 to April 20, 2027, or by Zoom on Wednesday evenings from Jan. 20 to April 14 for residents of rural counties. Salt Lake, Weber, Davis and Utah counties are not eligible for the Zoom track. ^[2]

Applicants must live in Utah and have a business or a business idea. The fund says accepted participants receive a full scholarship, and finishing the requirements earns a $300 microgrant. Each cohort is limited to 15 people, and acceptances go out Nov. 13. ^[2]

Oct. 31: last day for toilet-rebate applications (homeowners)

The Utah Division of Water Resources announced on Aug. 28 that its toilet rebate program is ending: applications must be received by Oct. 31, 2026, with no exceptions, and the program closes to new applications on Nov. 1. ^[3]

The rules in the announcement: the home must have been built before 1994, the old toilet must be replaced with a WaterSense-labeled model, and the application must come within 30 days of buying the new toilet. It needs a photo of the old toilet, proof of purchase and a photo of the new one installed, and covers up to two toilets per home. The release does not list a rebate amount; it points to UtahWaterSavers.com for eligibility and the application. ^[3]

Nov. 1-15: Rural Economic Development Incentive window (employers)

The Governor's Office of Economic Opportunity opens its Rural Economic Development Incentive (REDI) portal four times a year for about two weeks; the next window is Nov. 1-15, 2026. The grant is for new, full-time jobs that last at least 12 consecutive months and pay at least the county's average wage. The state says a business may receive up to $6,000 per new position and up to $250,000 in a year. ^[4]

Eligible locations are rural counties and cities and towns of 10,000 or fewer people in Weber, Davis and Utah counties, plus Washington County cities other than St. George. Construction, retail, staffing and public utilities are excluded. The page says a business must apply and receive approval before creating a position, so hiring first is not covered. ^[4]