Zions Bancorporation, National Association

A Salt Lake City-headquartered national bank operating through regional banking brands, including Zions Bank.

Institution snapshot: October 2, 2026. Assets reported for June 30, 2026. Profile sources checked October 19, 2026. Flag an error

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The insured institution

Legal name: Zions Bancorporation, N.A.
Headquarters city: Salt Lake City, Utah
Charter: National bank
FDIC certificate: 2270 · BankFind record ↗
Primary federal regulator: Not recorded in this snapshot; consult the FDIC record.
Total assets · June 30, 2026: $89.0B

The asset figure covers this FDIC-insured institution, including operations outside Utah. It is not a parent-company total, Utah-only lending or a measure of deposit safety. Source: FDIC call-report dataset. A Utah headquarters does not imply a public branch at that address.

Background and business

Zions Bancorporation, National Association is the insured national bank, not a separate bank holding company. Its 2025 annual report describes seven principal regional banking divisions, including Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado and The Commerce Bank of Washington. The divisions share the institution represented by the FDIC certificate below. [1]

The distinction matters when comparing Utah banks: the reported assets cover the whole insured institution, not just Zions Bank branches in Utah. The annual report describes business and retail banking, commercial and residential lending, treasury management, trust and wealth-management activities. Historical stories about Zions use the corporate structure and people in place at the time; they should not be read as a current leadership roster. [1]

Our coverage naming this bank

First Security’s two merger paths: How Wells Fargo acquired a Utah banking leaderHistorical coverage of the uncompleted 2000 merger proposal involving the predecessor holding company.
Utah’s AI-Native banking conference: from AI demos to accountable workflowsThe September 2026 conference program names Zions Bank on an operating-use-case panel.

Sources

Zions 2025 Form 10-K: bank identity, headquarters, divisions and business

This profile is informational, not a recommendation to open an account or buy an investment. Rates, fees, current availability and product terms are not tracked here.

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